Read These Terms Before You Open an Account

When you open an account with gem999, you enter into a binding agreement with us. These terms apply to every action taken inside your account — placing bets, requesting withdrawals, linking a wallet, or contacting support. We process local wallet transactions through DANA, OVO, and GoPay;

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   each of those payment rails carries its own transaction limits and verification steps that sit alongside our own account rules. If there is a conflict between a wallet provider's terms and ours, our account terms take precedence for anything that happens inside gem999. We may update

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   these terms when our services change or when applicable rules in your region require it. We will notify you through the contact method on file before major changes take effect. Continued use of your account after a notice period means you accept the updated version. These

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   terms apply only where access is permitted under local law. If you are in a region where online betting is not permitted, you are not eligible to hold an account, and any funds deposited may be subject to return procedures as set out in the account

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   closure section. Players in Surabaya and other Indonesian cities access the same account terms as all eligible account holders.

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.